Mortgage Protection

Protect your home. Protect your peace of mind.

Your home is more than just a place — it’s where memories are made, milestones are celebrated, and life unfolds day by day. But if something unexpected were to happen, would your family be able to stay in the home they love?

 

Mortgage protection insurance helps make sure the answer is yes. This coverage is designed to pay off or reduce your mortgage in the event of death, disability, or serious illness — offering financial security when your loved ones need it most. It’s a simple, affordable way to safeguard your home and bring lasting peace of mind.

What Is Mortgage Protection Insurance?

Mortgage protection insurance is designed to pay off or reduce your mortgage balance if you pass away or become seriously ill or disabled. This type of coverage helps protect your family from the financial stress of losing their home during a difficult time.

 

It’s not one-size-fits-all — policies can be tailored to your specific loan balance, budget, and needs.

Who Is It For?

  • Homeowners with a mortgage

  • Families who rely on one income

  • First-time buyers planning for the future

  • Anyone who wants to make sure their loved ones aren’t left with the burden of monthly payments

 

Mortgage protection is especially helpful for those who don’t yet have full life insurance or want to supplement an existing policy.

Why It Matters

  • Keeps your family in their home

  • Pays directly to your lender (or your family, depending on your plan)

  • Can cover mortgage, property taxes, and related expenses

  • Brings peace of mind knowing you’ve prepared for the “what-ifs”

Common Features

  • Level premiums (rates that don’t increase over time)

  • No medical exam options available

  • Coverage terms that match your loan

  • Fast approval in many cases

  • Riders available for disability or critical illness

Your home deserves protection — and so does your family.

We’ll walk you through your options, answer your questions, and help you find a plan that gives you confidence in the future — no pressure, just clarity and support.